In Plano, the company that sends your electric bill is your call. The city sits in the Texas retail choice market, which means you can pick any licensed provider and any plan it offers at your address. The poles, wires and meters stay with Oncor, the utility that delivers power across Plano, so your electricity reaches you over the same network whoever you sign with.
The rates table on this page pulls live prices for Plano homes on the Oncor system. Below it we cover where prices sit this month, which plans in the table suit which households, and what to read on the Electricity Facts Label (EFL) before you enroll. The EFL is the standard disclosure sheet every Texas plan must publish. All prices here were checked on November 4, 2026, and the page is updated monthly.
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A quick snapshot from November 4, 2026. Prices are average cents per kilowatt-hour (kWh), the unit on your meter, at 1,000 kWh of monthly use unless noted, and they include Oncor's delivery charges.
Plans in our Plano rates table run from 7.4¢ to 16.0¢ per kWh at 1,000 kWh.
Power to Choose, the state's official plan comparison site, listed 171 plans from 42 providers in the Oncor service area.
On Power to Choose, Oncor-area fixed-rate plans (excluding prepaid and time-of-use) numbered 147 and ran from 6.2¢ to 16.3¢; the median was 13.1¢ and the typical 12-month plan cost 13.0¢.
On Power to Choose, the lowest-priced bill-credit plans showed 6.2¢, 6.9¢ and 7.4¢ at 1,000 kWh, and plans of that type cost 18.0¢ to 27.0¢ at 500 kWh.
The cheapest 12-month plans without a bill credit on Power to Choose held between 11.8¢ and 12.4¢ at every usage level.
Oncor's delivery charges are $4.06 per month plus 6.8673¢ per kWh, according to Oncor-area EFLs dated October 4, 2026, or $72.73 a month at 1,000 kWh before any energy charge.
The average residential price across Texas was 15.91¢ per kWh in August 2026, based on preliminary data from the U.S. Energy Information Administration (EIA).
What this means for you: if your current fixed rate is above roughly 13¢ per kWh, or your contract has lapsed into month-to-month pricing, shopping this month will very likely lower your bill.
Our lowest Plano prices depend on bill credits, so the headline number only holds at certain usage levels. These plans work that way (averages at 500, 1,000 and 2,000 kWh):
4Change Energy Maxx Saver Value 12: 20.3¢, 7.4¢ and 13.4¢
4Change Energy Maxx Saver Value 24: 22.0¢, 9.0¢ and 15.1¢
4Change Energy Maxx Saver Value 36: 23.6¢, 10.7¢ and 16.8¢
Reliant Energy Power Savings 12 and Power Savings 24: 21.4¢, 13.5¢ and 17.0¢
Reliant's EFLs for both Power Savings plans set out the rule: a $75.00 usage credit in each billing cycle where usage is at or above 1,000 kWh, and no credit below that. 4Change's plan notes for Maxx Saver Value mention AutoPay and paperless billing but don't spell out the credit, so open the EFL and find the usage level that triggers it before you enroll.
They suit a Plano home that uses 1,000 kWh or more in every single month, mild ones included. If spring, fall or winter bills drop below that mark, a plan with a flat price will usually come out ahead over 12 months. One plan in the table flips the pattern: 4Change Energy's Perfect Fit 12 gives a $50 monthly bill credit when usage is at least 500 kWh, which is why it shows 11.4¢ at 500 kWh but 18.3¢ at 2,000 kWh. Our guide to reading an EFL shows where these rules are printed.
Judge a rate at your own usage, not the 1,000 kWh figure most ads lead with. Every EFL prints averages at 500, 1,000 and 2,000 kWh, so use the column closest to your typical month.
As of November 2026, about 12¢ per kWh or less on a 12-month plan without a bill credit is a good price in Plano; on Power to Choose, the cheapest such plans were 11.8¢ to 12.4¢.
A rate of 16¢ per kWh is higher than the EIA's 15.91¢ Texas average and higher than the typical 12-month plan on Power to Choose, so you have room to save.
If your contract expired and you didn't choose a new plan, you're on a month-to-month rate that is very likely above the plans in our table, and moving off it costs nothing.
Your smart meter logs your usage, and Smart Meter Texas, the official state portal for meter data, shows the history free; a year of bills works too. The EIA puts the average Texas home at 1,096 kWh a month in 2024, and summer air conditioning lifts many Plano homes above that.
When a Plano bill jumps, the cause is usually one of these.
Cooling season: air conditioning can run for most of the day in summer, so usage climbs well past spring and fall levels.
Oncor's delivery charges: $4.06 a month plus 6.8673¢ per kWh covers the lines and meters, and every provider passes it on unchanged. On Power to Choose, the typical 12-month plan was 13.0¢ at 1,000 kWh, and delivery makes up more than half of a bill at that price. The Public Utility Commission of Texas (PUCT) sets these charges and lists the current delivery rates for every Texas utility.
A contract that ran out: once a fixed term ends without a new choice, you roll to a month-to-month price that can change from one bill to the next.
Comparing at summer usage and locking a fixed rate before the heat handles the first two, and a reminder a month before your end date handles the third.
Your retail electric provider (REP) is the company you sign with: it sets the price, bills you and handles plan questions. Oncor is the transmission and distribution utility (TDU) for Plano: it maintains the lines, reads your meter and restores service after damage. Since every REP relies on Oncor's network, switching providers doesn't change the reliability of your power.
Outages go to Oncor, not your provider. Call 888-313-4747, available 24/7, or text OUT to 66267. Oncor's outage and weather page is the place to start online. Our TDU delivery charges explainer covers what Oncor bills for.
The best electric company in Plano is whichever one has a plan that fits your usage. Every plan below is in our Plano table, with average prices at 500, 1,000 and 2,000 kWh, checked November 4, 2026.
Heavy, steady usage of 1,000 kWh or more: 4Change Energy Maxx Saver Value 12 (20.3¢, 7.4¢, 13.4¢) has the lowest price in the table at both 1,000 and 2,000 kWh.
A longer contract: Maxx Saver Value 24 (22.0¢, 9.0¢, 15.1¢) and Maxx Saver Value 36 (23.6¢, 10.7¢, 16.8¢) carry the same usage caveat.
A well-known name with a credit: Reliant Energy's Power Savings 12 and Power Savings 24 (21.4¢, 13.5¢, 17.0¢) include the $75.00 credit in billing cycles at or above 1,000 kWh.
Apartments using around 500 kWh: 4Change Energy Perfect Fit 12 (11.4¢, 16.0¢, 18.3¢) is the cheapest plan in the table at 500 kWh, as long as you use at least 500 kWh to earn the $50 credit.
Low usage without a credit to chase: Direct Energy's Live Brighter Lite 12 (16.1¢, 15.7¢, 16.0¢) is built for low-usage homes and adds a $9.95 usage charge in months above 1,000 kWh.
Usage that's usually above 1,000 kWh: Reliant Energy's Basic Power 12 (18.0¢, 15.6¢, 15.4¢) has no credit but adds a $9.95 usage charge in billing cycles below 1,000 kWh.
No credit and no usage fee: every plan in our Plano table this month has one or the other. Power to Choose listed 12-month plans with neither from 11.8¢ to 12.4¢.
100% renewable: none of the plans in our Plano table qualifies this month. Power to Choose listed 43 fully renewable Oncor-area plans on November 4, and our reviews of Gexa Energy and Green Mountain Energy cover two providers focused on renewable power.
Prepaid or no deposit: our Plano table has no prepaid plan this month. On Power to Choose, Oncor-area prepaid plans ran 16.5¢ to 17.9¢ at 1,000 kWh.
Line up at least three plans at your real usage and read each EFL on the day you sign.
A fixed-rate plan keeps your energy price the same for the length of the contract, typically 12, 24 or 36 months, so summer price swings can't touch it. Ending it early can mean an early termination fee (ETF). In our Plano table, 4Change Energy charges $20 for each month left on the contract, while Reliant Energy and Direct Energy list a flat $150 on their 12-month plans and $295 on their 24-month plans. Delivery charges can still move during a fixed contract, because the PUCT, not your provider, sets Oncor's rates.
A variable plan has no set term and you can leave at any time, but the price can change every billing cycle. On Power to Choose on November 4, Oncor-area variable plans cost 9.9¢ to 18.4¢ per kWh at 1,000 kWh. They suit a short stay between homes but are the most exposed to summer swings.
Prepaid plans skip the credit check and the deposit: you pay ahead, get balance alerts and top up as you go. There are no prepaid plans in our Plano table this month. On Power to Choose, Oncor-area prepaid plans cost 16.5¢ to 17.9¢ per kWh at 1,000 kWh, a little more than mainstream fixed plans. Our no-deposit electricity guide walks through the choices.
Renewable plans are backed by renewable energy credits, often from wind and solar farms in Texas. On Power to Choose, 43 of the 171 Oncor-area plans were 100% renewable on November 4. Compare our green energy plans and look for the renewable content figure on each EFL.
Time-of-use plans charge less in certain hours, often overnight or at weekends, which can help if you charge an electric vehicle at home. Power to Choose listed six for the Oncor area this month. Solar buyback plans give rooftop solar owners credit for power sent back to the grid, so compare the buyback rate, monthly fees and how unused credits carry over.
You can change providers online in one sitting, and there's no gap in service.
Locate the ESI ID (Electric Service Identifier) on a recent bill. It identifies your meter.
Compare plans at your own usage, choose one and enroll using your service address.
Set a start date. The new provider coordinates with Oncor, and no one needs to come to the house.
If you're under contract, look up your end date before you switch. PUCT rules allow a switch without an early termination fee if it takes effect no earlier than 14 days before the expiration date on your renewal notice, and providers must send that notice at least 30 days before the contract ends. See the PUCT electricity FAQ for the full rules.
For new service, moves and transfers, our step-by-step guide on how to switch electricity providers in Texas has you covered.
Plano is the largest city in Collin County, and a small part of it lies in Denton County, according to Wikipedia. It is one of the principal suburbs of the Dallas-Fort Worth metroplex. With 285,494 residents at the 2020 census, Plano ranks as the ninth most-populous city in Texas and the 74th in the United States. Oncor delivers the electricity for Plano homes in the retail choice area.
Our Plano table shows live prices at 500, 1,000 and 2,000 kWh. On Power to Choose, the typical 12-month plan was 13.0¢ when we checked on November 4, 2026.
The lowest prices are bill-credit plans that work best at 1,000 kWh or more every month. 4Change Energy's Perfect Fit 12 is the table's pick at 500 kWh.
Oncor delivers power for every Plano provider and charges $4.06 a month plus 6.8673¢ per kWh.
For outages, contact Oncor at 888-313-4747 or text OUT to 66267.
You can switch without an early termination fee from 14 days before the expiration date on your renewal notice.
Ready to compare? Type your ZIP code into the search above and see live Plano plans next to each other.
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| Provider | Plan Name | Plan Length | Rate |
|---|---|---|---|
 | 12 Months | 7.300¢ / kWh | |
| 24 Months | 9.000¢ / kWh | |
| 36 Months | 10.700¢ / kWh | |
 | 12 Months | 13.500¢ / kWh | |
| 24 Months | 13.500¢ / kWh | |
| 12 Months | 15.600¢ / kWh | |
 | 24 Months | 15.700¢ / kWh | |
| 12 Months | 15.700¢ / kWh | |
| 12 Months | 16.000¢ / kWh | |
| 24 Months | 16.000¢ / kWh |
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